The bank customers must note that the RBI classifies holidays into three categories such as Real-Time Gross Settlement Holiday, Banks’ Closing of Accounts Holiday, and Holidays Under the Negotiable Instruments Act.

Customers can utilize digital banking services during bank holidays, while physical banking remains unavailable.

October is a vibrant month filled with festivals and celebrations, making it an excellent time for a family trip.

In October, banks will be closed on key occasions such as Gandhi Jayanti, Dussehra, Durga Puja, Valmiki Jayanti, Diwali, among others, as listed by the RBI.

Commercial banks in the Jammu and Srinagar cities in Jammu and Kashmir will observe a holiday on Friday, September 20, according to the RBI website.

In October 2024, banks across several Indian states will observe closures for a total of 15 days due to various state-specific festivals and national

These holidays include public and regional observances, such as Durga Puja, Dussehra, Diwali, and Mahatma Gandhi Jayanti.

General Elections to the State Legislative Assembly 2024: Jammu and Kashmir: October 2: Wednesday: Mahatma Gandhi Jayan

Please note that the central government holidays apply to all banks, the public and private sectors. Though the holiday dates may vary from one bank to another, there may also be other state-wise bank holidays.